IndusInd Bank: Savings A/C, FD 1.1.72

The IndusInd Bank Mobile Banking App, known as INDIE, presents a user-friendly and efficient banking solution designed to enhance the digital banking experience.

Opening an IndusInd Bank savings account is made straightforward with a fully digital application process. Users can benefit from features such as scan-and-pay, recharge and bill payment options, and zero transaction fees. In addition, the app facilitates the booking of fixed deposits (FD), the application for instant personal loans, and the issuance of credit cards, among other services.

Savings Account
Customers can open a savings account with no paperwork and enjoy comprehensive digital banking solutions through the app. Key features include:

• Competitive returns on savings
• No maintenance charges
• Choice of account number
• Free NEFT/RTGS transactions

Fixed Deposit
The app allows users to book fixed deposits conveniently from home, encouraging users to optimize their savings. Notable offerings include:

• Attractive fixed deposit interest rates
• Options for regular, tax-saving, or senior citizen FDs
• Auto-sweep feature for liquidity and higher returns
• No charges on premature withdrawals for Auto-Sweep FDs
• Linking fixed deposits to savings accounts for seamless transactions

Users can manage their fixed deposits through features like maturity instructions, and withdrawal options.

Instant Personal Loan & Line of Credit
For those facing immediate financial needs, the app provides access to instant personal loans via a digital application. Benefits include:

• Loans up to ₹5 lakh credited instantly
• Reduced processing fees
• Flexible tenure options
• Competitive interest rates

A line of credit is also available within the app, allowing users quick access to funds whenever needed.

Credit Card Application & Management
Customers can easily apply for a credit card through a paperless process, selecting from various options tailored to different lifestyles. The app provides features for:

• Setting or resetting the credit card pin and transaction limits
• Accessing real-time statements and expenditure tracking
• Securely paying bills directly through the app
• Monitoring reward points accumulation

Recharge & Bill Payment Services
The app streamlines utility payments, allowing users to manage electricity, gas, and water bills conveniently. Additional functionalities include:

• Secure mobile, DTH, and data card top-ups at any time
• Automated bill payments to prevent late fees with real-time payment confirmations and receipts for organized financial records

Mutual Funds
The investment feature enables portfolio diversification with access to various mutual fund options. Users can:

• Initiate Systematic Investment Plans (SIPs) starting from ₹500 or choose one-time investments
• Easily manage fund transactions with just a few clicks
• Select personalized fund options based on individual risk profiles from over 500 available funds across different categories.

Safe and Quick Online Fund Transfers
The app supports multiple payment methods such as UPI, IMPS, NEFT, and RTGS for secure transactions. Key highlights include:

• Instant fund transfers without needing to add beneficiaries each time
• User-friendly management of beneficiary details
• Options for automating recurring payments like rentals and subscriptions.

Customer Support Contact Information:

• Email: [email protected]
• Phone: 1860 267 2626
• Available from 8 am to 8 pm daily.